Every manufacturing operation has different risks. We'll help you build a policy that covers what matters most, from product liability to equipment breakdown to business interruption.
Manufacturing Insurance
Protect your facility, your equipment, your products, and your employees with customized coverage from an independent agency. We shop top carriers to find the right protection for your manufacturing business.
Product liability, property, and equipment breakdown coverage
Coverage for factories, machine shops, and industrial operations
Food, metal, plastics, woodworking & specialty manufacturing
Fast quotes from multiple A-rated carriers
Insurance Built for Manufacturers
Manufacturing businesses face risks that most industries don't: heavy machinery, product liability exposure, supply chain disruptions, and complex operations that can't afford downtime. Generic business insurance doesn't cover what manufacturers actually need.
At WeatherBee's, we specialize in manufacturing insurance tailored to your specific operation.
Manufacturing Insurance for Every Type of Operation
We work with manufacturers of all sizes and across all industries. Here are some of the manufacturing operations we specialize in:
Food & Beverage
Bakeries, food processors, beverage producers, and packaged food manufacturers. Coverage for product liability, spoilage, and recall.
Machine Shops
CNC machining, precision manufacturing, and custom fabrication shops. Coverage for expensive equipment and product liability.
Metal Fabrication
Steel fabricators, welding shops, and metal stamping operations. Coverage for heavy equipment and industrial risks.
Chemical
Chemical processors, industrial chemical producers, and specialty chemical manufacturers. Includes pollution liability coverage.
Woodworking & Millwork
Cabinet shops, furniture manufacturers, and lumber mills. Coverage for fire risks and equipment.
Electronics
Circuit board assembly, electronic component manufacturing, and tech hardware producers.
Pharmaceutical
Supplement manufacturers, pharmaceutical producers, and nutraceutical operations. High product liability exposure.
Assembly & Packaging
Assembly operations, contract packaging, and light manufacturing.
Why Manufacturers Choose WeatherBee's
Knowledge
We understand manufacturing risks, product liability, equipment breakdown, supply chain exposure, and worker safety.
Pricing
We shop carriers who specialize in manufacturing to find competitive rates for your operation type.
Experience
Years of protecting manufacturers. We know what claims happen and what coverage keeps you running.
Local Agency, Big Reach
A local team who understands your operation, backed by access to top industrial insurers nationwide.
Real Businesses. Real Coverage. Real Results.
We've helped hundreds of business owners across the US find the right coverage, without the runaround. Here's what they have to say.
Getting covered shouldn't be complicated
We've simplified the process so you can keep your operation running.
Get Your Manufacturing Insurance Quote
Tell us about your manufacturing operation and we'll get back to you with coverage options, usually within 24-48 hours. Or call us at 704-993-9060 to speak with a manufacturing insurance specialist today.
Manufacturing Insurance Carriers We Work With
We partner with A-rated carriers who specialize in manufacturing and industrial risks. That means competitive rates, flexible coverage, and underwriters who understand manufacturing operations, from machine shops to large-scale production facilities.
Manufacturing Insurance FAQs
Q What insurance does a manufacturing company need?
A
Most manufacturers need general liability, product liability, commercial property, equipment breakdown, and workers' compensation insurance. Depending on your operation, you may also need business interruption, pollution liability, inland marine, or product recall coverage.
Q How much does manufacturing insurance cost?
A
Costs vary widely depending on what you manufacture, your revenue, number of employees, and equipment value. A small machine shop might pay $10,000-$20,000/year total, while a large food manufacturer could pay $50,000-$100,000 or more.
Q What does product liability insurance cover?
A
Product liability covers claims that a product you manufactured caused bodily injury, illness, or property damage. It covers legal defense costs, settlements, and judgments. This is essential for any manufacturer, even if you make components rather than finished products.
Q Do I need equipment breakdown insurance?
A
If your operation depends on expensive machinery, yes. Standard property insurance typically doesn't cover mechanical or electrical breakdown. Equipment breakdown insurance covers repair or replacement costs and can include coverage for spoilage, expediting expenses, and business income loss.
Q What is business interruption insurance?
A
Business interruption insurance replaces lost income if your facility must shut down due to a covered event—like a fire, equipment failure, or natural disaster. It can also cover extra expenses to get your operation running again faster.
Q What about coverage for goods in transit?
A
Inland marine or stock throughput insurance covers your raw materials, work-in-progress, and finished goods while being transported or stored at locations other than your main facility. This is important if you ship products or store inventory off-site.
