Every trucking operation is different. We'll help you build a policy that covers your specific risks, whether you're hauling freight cross-country or running local deliveries.
Commercial Trucking Insurance
Coverage for owner-operators, motor carriers, and fleets of all sizes. We shop top-rated carriers to find you the right protection at the right price.
Primary liability, cargo, and physical damage coverage
Bobtail and non-trucking liability options
New ventures and experienced operators welcome
Same-day quotes. Same-day binding available.
Trucking Insurance from People Who Know the Industry
We're not just insurance agents—we're trucking people. As the team behind RJS Logistics, we've spent 15+ years dispatching loads, managing drivers, and dealing with the same challenges you face every day. From cargo claims to FMCSA compliance, we've been through it.
That experience is why we started WeatherBee's: to give trucking companies an insurance partner who actually understands what's at stake.
Trucking Insurance for Every Type of Operation
From single-truck owner-operators to large motor carriers, we work with trucking businesses at every stage. Here are some of the operations we specialize in:
For-Hire Trucking
Long-haul, regional, and local for-hire carriers hauling general freight, refrigerated goods, flatbed, and more.
Box Truck & Straight Trucks
Non-CDL and CDL box trucks for delivery, last-mile, and hotshot operations.
Hot Shot Trucking
Expedited freight haulers using Class 3-5 trucks and gooseneck trailers.
Sprinter & Cargo Vans
Cargo van and sprinter van insurance for couriers, medical transport, and delivery services.
Owner-Operators
Independent truckers leased to a carrier or operating under your own authority.
Freight Brokers & 3PLs
Contingent cargo and general liability for freight brokerages and third-party logistics companies.
Dump Trucks
Coverage for dump truck operators in construction, landscaping, and hauling.
Fleets
Multi-truck operations looking to consolidate coverage and reduce costs.
Why Trucking Companies Choose WeatherBee's
Knowledge
We know trucking, FMCSA requirements, cargo coverage, bobtail vs. non-trucking liability, and what dispatchers and brokers actually require.
Pricing
We shop specialty trucking carriers to find competitive rates, even for new ventures and tough risks.
Experience
We've operated in logistics for 15+ years with RJS Logistics. We know your risks because we've lived them.
Local Agency, Big Reach
A local team who speaks your language, backed by access to top trucking carriers nationwide.
Real Businesses. Real Coverage. Real Results.
We've helped hundreds of business owners across the US find the right coverage, without the runaround. Here's what they have to say.
Getting covered shouldn't be complicated
We've simplified the process so you can get back on the road.
Get Your Commercial Trucking Insurance Quote
Tell us about your operation and we'll get back to you with coverage options—usually within 24 hours. Or call us at 704-993-9060 to speak with a trucking insurance specialist today.
Trucking Insurance Carriers We Work With
We partner with A-rated carriers who specialize in commercial trucking and transportation risks. That means competitive rates, flexible coverage, and underwriters who understand trucking operations, from owner-operators to large fleets.
Commercial Trucking Insurance FAQs
Q How much does commercial trucking insurance cost?
A
Trucking insurance costs vary widely depending on your operation type, driving history, cargo hauled, and radius. Owner-operators typically pay between $8,000-$15,000/year for a basic policy, while fleets may pay more or less per truck depending on volume. We'll provide a customized quote based on your specific situation.
Q What insurance do I need to start a trucking company?
A
At minimum, you'll need primary liability insurance (required by the FMCSA), cargo insurance (required by most brokers/shippers), and physical damage coverage if your truck is financed. You may also need bobtail, non-trucking liability, and general liability depending on your operation.
Q What is the difference between bobtail and non-trucking liability?
A
Bobtail insurance covers you when driving your truck without a trailer for business purposes (like returning from a delivery). Non-trucking liability covers personal use of the truck when you're off-dispatch. Many owner-operators need both.
Q Do you insure new trucking ventures?
A
Yes. We work with new authorities and can help you meet FMCSA filing requirements (BMC-91 or BMC-91X). Some carriers specialize in new ventures, and we'll match you with the right one.
Q How fast can I get a trucking insurance quote?
A
In most cases, we can provide a quote within 24 hours. If you need coverage urgently, call us directly and we can often quote and bind the same day.
